Citigroup Q2 2026 earnings beat across all segments

CITI $C Q2’26 EARNINGS HIGHLIGHTS 🔹 Revenue: $24.77B (Est. $23.6B) 🟢; +14% YoY 🔹 EPS: $3.15 (Est. $2.75) 🟢; vs $1.96 LY 🔹 Markets Revenue: $7.01B (Est. $6.45B) 🟢; +17% YoY 🔹 Banking Revenue: $1.92B (Est. $1.75B) 🟢; +34% YoY 🔹 Wealth Revenue: $3.18B (Est. $3.07B) 🟢; +13% YoY 🔹 Total Cost of Credit: $2.52B (Est. $2.78B) 🟢 Segment Performance: 🔹 Services Revenue: $6.38B; +18% YoY 🔹 FICC Revenue: $4.71B; +7% YoY 🔹 Equities Revenue: $2.30B; +45% YoY 🔹 Investment Banking Revenue: $1.55B; +44% YoY 🔹 U.S. Consumer Cards Revenue: $4.52B; +1% YoY Financials: 🔹 Net Income: $5.8B; +45% YoY 🔹 Operating Expense: $14.22B 🔹 Total Loans: $794B (Est. $773.73B) 🟢 🔹 CET1 Ratio: 12.8% 🔹 ROE: 11.4% 🔹 RoTCE: 13.0% Capital Return: 🔹 Shareholder Returns: ~$5.0B in buybacks and dividends 🔹 Buyback: Launched $30B plan 🔹 Dividend: Planned 12% increase Commentary: 🔸 “This was Citi’s best quarterly revenue in a decade with double-digit revenue growth for the firm and in four out of our five businesses.” 🔹 Data conflict: EPS estimate shows $2.73 in headline vs $2.75 in estimate sheet 🔹 Data conflict: Revenue estimate shows $23.66B in headline vs $23.6B in estimate sheet